Big Lots Credit Card Approval Score. Credit card offers are subject to credit approval. In general, the fancier cards with top perks require a higher credit score.
The “easiest” credit card to be approved for is one that doesn’t require a credit score and even allows for a bad credit score — a secured credit card. You will need a credit score of at least 640 to get it, which is on par with what most store cards require. The best easy approval store credit cards with low credit score learn which store credit card is the easiest to get approved for.
That’s compared to an average limit of just $5,209 per card for those with a “good” score of 661 to 780.
The practice of preapproving credit cards is more common for major credit card issuers than it is for retail credit cards, but there are a few stores that offer it. If you are ever late with your big lots card payment, you will be penalized with a $38 fee. If you're wondering whether big lots credit card is the right card for you, read on. Big lots credit card review.